Founded on Vision. Led with Excellence. Proudly 100% Black Woman Owned.

Expert Financial Consulting for Long-Term Stability

Municipal Finance • Tax Solutions

• Governance Advisory • Strategic Turnaround

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Reach out now for a personalized plan and explore tailored financial solutions designed around your specific goals.

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We unlock your financial potential.

Founded in 2016 by Mr. Tumelo Letlojane, Tumelo L & Associates is now proudly 100% Black woman owned following a strategic leadership restructuring in 2025. Mr. Letlojane remains the Founder and custodian of the firm’s strategic vision, while Ms. Masego Loate serves as Director, providing day-to-day leadership, operational oversight, and governance excellence.

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What We Do

Expert Financial Consulting Services

Experience expert guidance through our tailored financial consulting services designed to build, manage, and grow your financial future. From personal planning to business strategy, we apply proven tools and insights to deliver lasting financial results.

Municipal Finance Advisory

MFMA compliance support

Budget reforms

Internal controls

Audit readiness

Revenue enhancement

Stabilisation of financial management systems

Preparation of Financial Statements and Asset Management

Tax Services & SARS Dispute Resolution

Corporate and individual tax

Complex tax matters

SARS dispute resolution

Filings, objections, negotiations with SARS

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Why

Choose Us?

Integrity-Driven: Ethical, transparent, and rooted in professional standards.
Expert-Led: Real experience from municipal finance leadership roles.
Innovative Solutions: Technology-backed tools — including our proprietary diagnostic system, MuniScan.
Reliable Results: Focus on sustainability, compliance, and long-term impact.

TESTIMONIALS

What others are saying

"Loved everything so far"

"Tumelo L & Associates helped transform our municipality’s financial controls and audit processes. Their guidance on MFMA compliance was practical, insightful, and immediately improved our audit outcomes. Their professionalism and commitment to ethical governance truly stand out."

- Lerato Makhubela, Chief Financial Officer

"My life changed forever"

"We were struggling with a long-standing SARS dispute, and Tumelo L & Associates resolved it far quicker than we expected. Their team handled everything — objections, filings, and negotiations — with precision and confidence. Exceptional service from start to finish."

- Michael Dlamini, Business Owner

"Highly recommend this"

"The MuniScan report was incredibly detailed and accurate. It highlighted risks we weren’t aware of and provided a clear turnaround strategy we could immediately implement. Tumelo L & Associates delivered exactly what our municipality needed to stabilise our financial health."

- Thandeka Khumalo, Municipal Manager